Pay your Southwestern Electric Power Company bill without fees

Stop paying transaction fees and put your power bill on worry-free mode.

  • 0% fees on credit, debit or ACH payments
  • Earn your mileage and rewards with every power bill
  • Find savings and offset your electricity usage with clean energy at no extra cost
How it works

Connect your SWEPCO account to Arcadia

Enter your utility account login credentials and preferred payment method to create your free Arcadia account and automatically pay your monthly power bills online through our secure platform.


You pay us, we pay your utility

Each month, SWEPCO sends your bill straight to us. We apply any available credits to lower your SWEPCO bill and send you one statement. 3 days later, we process your payment and pay SWEPCO directly. Need to delay a payment? No problem, just contact us.


You save time, money, and the planet

We guarantee SWEPCO is paid on time, help you earn rewards points and mileage with $0 credit card fees, and match 50% of your energy usage with clean energy. All at no cost to you.

Forget fees, earn points and save

Arcadia fee per transaction


Example annual breakdown on a $100 power bill
Transaction fees
Cash back on a 2% rewards card
Total annual value
SWEPCO fee per transaction


Example annual breakdown on a $100 power bill
Transaction fees
Cash back on a 2% rewards card
$ 2
Total annual value

AR Energy Mix

When you sign up with Arcadia, we match 50% of your energy usage with clean energy at no extra cost.

Natural Gas

According to data compiled from the United States Energy Information Administration, the follow is a list of energy-related facts about Arkansas:

  • Nearly 10% of Arkansas’ net electricity generation comes from hydroelectric, biomass-fueled facilities, and other renewable sources.
  • Arkansas holds almost 3% of the nation’s natural gas reserves.
  • Arkansas is one of the top-ten natural gas-producing states.
  • Because Arkansas is the top rice-producing state, natural gas sees a sharp increase in usage during the fall when it is used to dry the harvested rice.
  • Around 90% of the households in Arkansas use natural gas or electricity as their primary heating fuel.
  • Coal is the primary fuel used for electricity generation in Arkansas, which has produced nearly 40% of the state’s power supply (as of 2016).

Plus, enjoy these extra free perks

Automatic savings

Save every month on your bills with our Smart Rate and Community Solar programs.

Renewable energy

We reduce your impact by purchasing renewable energy credits on your behalf from wind and solar farms at no extra cost.

Energy dashboard

Track your bills, impact and savings with your personalized energy dashboard.

Certifications & affiliations
Arcadia is a service provider independent of SWEPCO and is committed to putting you and the planet first. Arcadia is not affiliated with SWEPCO and SWEPCO has not approved this product.