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Pay your Xcel Energy bill without fees

Stop paying transaction fees and put your power bill on worry-free mode.

  • 0% fees on credit, debit or ACH payments
  • Earn your mileage and rewards with every power bill
  • Find savings and offset your electricity usage with clean energy at no extra cost
How it works
1

Connect your Xcel Energy account to Arcadia

Enter your utility account login credentials and preferred payment method to create your free Arcadia account and automatically pay your monthly power bills online through our secure platform.

2

You pay us, we pay your utility

Each month, Xcel Energy sends your bill straight to us. We apply any available credits to lower your Xcel Energy bill and send you one statement. 3 days later, we process your payment and pay Xcel Energy directly. Need to delay a payment? No problem, just contact us.

3

You save time, money, and the planet

We guarantee Xcel Energy is paid on time, help you earn rewards points and mileage with $0 credit card fees, and match 50% of your energy usage with clean energy. All at no cost to you.

Forget fees, earn points and save

Arcadia fee per transaction

$0.00

Example annual breakdown on a $100 power bill
$0
Transaction fees
$24
Cash back on a 2% rewards card
$24
Total annual value
Xcel Energy fee per transaction

$2.90

Example annual breakdown on a $100 power bill
-$35
Transaction fees
$24
Cash back on a 2% rewards card
-$11
Total annual value

CO Energy Mix

When you sign up with Arcadia, we match 50% of your energy usage with clean energy at no extra cost.

CO
CO
Members
Natural Gas
Coal
Petroleum
Nuclear
Renewables
About Xcel Energy

According to the United States Energy Information Administration, Colorado has show a diverse amount of energy sources in its energy mix, with the state’s electricity from renewable sources has more than doubled since 2010 (and accounting for nearly 20% of Colorado’s net electricity generation in 2016). This is due in large part to the 0increased wind power from the state’s roughly 1,900 turbines. Solar power also plays a big park in Colorado’s energy mix, ranking as 10th in the nation for installed solar power capacity and 11th for actual solar electricity generation. And as one of the ecologically-minded states in the country, Colorado leads the U.S. in gross withdrawals of coal-bed methane from producing wells.

Plus, enjoy these extra free perks

Automatic savings

Save every month on your bills with our Smart Rate and Community Solar programs.

Renewable energy

We reduce your impact by purchasing renewable energy credits on your behalf from wind and solar farms at no extra cost.

Energy dashboard

Track your bills, impact and savings with your personalized energy dashboard.

Certifications & affiliations
Arcadia is a service provider independent of Xcel Energy and is committed to putting you and the planet first. Arcadia is not affiliated with Xcel Energy and Xcel Energy has not approved this product.