Pay your Xcel Energy bill without fees

Stop paying transaction fees and put your power bill on worry-free mode.

  • 0% fees on credit, debit or ACH payments
  • Earn your mileage and rewards with every power bill
  • Find savings and offset your electricity usage with clean energy at no extra cost
How it works

Connect your Xcel Energy account to Arcadia

Enter your utility account login credentials and preferred payment method to create your free Arcadia account and automatically pay your monthly power bills online through our secure platform.


You pay us, we pay your utility

Each month, Xcel Energy sends your bill straight to us. We apply any available credits to lower your Xcel Energy bill and send you one statement. 3 days later, we process your payment and pay Xcel Energy directly. Need to delay a payment? No problem, just contact us.


You save time, money, and the planet

We guarantee Xcel Energy is paid on time, help you earn rewards points and mileage with $0 credit card fees, and match 50% of your energy usage with clean energy. All at no cost to you.

Forget fees, earn points and save

Arcadia fee per transaction


Example annual breakdown on a $100 power bill
Transaction fees
Cash back on a 2% rewards card
Total annual value
Xcel Energy fee per transaction


Example annual breakdown on a $100 power bill
Transaction fees
Cash back on a 2% rewards card
Total annual value

MI Energy Mix

When you sign up with Arcadia, we match 50% of your energy usage with clean energy at no extra cost.

Natural Gas
About Xcel Energy

To accelerate the efforts of power companies, joining the Arcadia network enables you to help influence Xcel Energy to include more renewable and sustainable energy sources in the energy mix every time you pay your Xcel Energy bill. When you pay your Xcel Energy bill online with Arcadia, you are voicing that consumers want clean energy for a brighter, more sustainable future to ensures a beautiful natural world for generations to come.

According to United States Energy Information Administration (USEIA), Michigan is a very energy-rich state, with a diverse set of output and production. For instance, the Antrim Gas Field (located in the state’s Lower Peninsula) is among country’s top 100 natural gas fields, with most of Michigan’s 101 billion cubic feet of gas produced in 2016 coming from that field. Michigan also boasts 3 nuclear power plants, with a total of 4 reactor units, which provided nearly 30% of the state’s electricity generation in 2017. Michigan has also seen its energy mix turn away from its reliance on coal (37% in 2017), which is down from 50% in 2014. Last, renewables have been staking a larger claim in how Michigan generates electricity in 2017, with wind, solar, biomass, and hydroelectric power accounted for 8% of the ‘s net electricity generation.

Plus, enjoy these extra free perks

Automatic savings

Save every month on your bills with our Smart Rate and Community Solar programs.

Renewable energy

We reduce your impact by purchasing renewable energy credits on your behalf from wind and solar farms at no extra cost.

Energy dashboard

Track your bills, impact and savings with your personalized energy dashboard.

Certifications & affiliations
Arcadia is a service provider independent of Xcel Energy and is committed to putting you and the planet first. Arcadia is not affiliated with Xcel Energy and Xcel Energy has not approved this product.