Pay your Public Service Company of NM bill without fees

Stop paying transaction fees and put your power bill on worry-free mode.

  • 0% fees on credit, debit or ACH payments
  • Earn your mileage and rewards with every power bill
  • Find savings and offset your electricity usage with clean energy at no extra cost
How it works

Connect your PNM account to Arcadia

Enter your utility account login credentials and preferred payment method to create your free Arcadia account and automatically pay your monthly power bills online through our secure platform.


You pay us, we pay your utility

Each month, PNM sends your bill straight to us. We apply any available credits to lower your PNM bill and send you one statement. 3 days later, we process your payment and pay PNM directly. Need to delay a payment? No problem, just contact us.


You save time, money, and the planet

We guarantee PNM is paid on time, help you earn rewards points and mileage with $0 credit card fees, and match 50% of your energy usage with clean energy. All at no cost to you.

Forget fees, earn points and save

Arcadia fee per transaction


Example annual breakdown on a $100 power bill
Transaction fees
Cash back on a 2% rewards card
Total annual value
PNM fee per transaction


Example annual breakdown on a $100 power bill
Transaction fees
Cash back on a 2% rewards card
$ 0
Total annual value

NM Energy Mix

When you sign up with Arcadia, we match 50% of your energy usage with clean energy at no extra cost.

Natural Gas
About PNM

According to data compiled from the United States Energy Information Administration, New Mexico has a fairly diverse energy mix. First, New Mexico holds 4% of U.S. proved crude oil reserves, which consistently places it as the 6th-largest oil-producing state. Similarly, New Mexico accounts for 4% of the United State’s natural gas output, which ranks it in the top 10 natural gas producing states. As for coal, New Mexico contains nearly 3% of the nation’s recoverable coal reserves and accounts for an estimated 2% of U.S. total coal output. In terms of sustainable energy, wind power accounts for 11% of New Mexico’s electricity generation from nearly 900 wind turbines in 2016.

Plus, enjoy these extra free perks

Automatic savings

Save every month on your bills with our Smart Rate and Community Solar programs.

Renewable energy

We reduce your impact by purchasing renewable energy credits on your behalf from wind and solar farms at no extra cost.

Energy dashboard

Track your bills, impact and savings with your personalized energy dashboard.

Certifications & affiliations
Arcadia is a service provider independent of PNM and is committed to putting you and the planet first. Arcadia is not affiliated with PNM and PNM has not approved this product.