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Pay your Xcel Energy bill without fees

Stop paying transaction fees and put your power bill on worry-free mode.

  • 0% fees on credit, debit or ACH payments
  • Earn your mileage and rewards with every power bill
  • Find savings and offset your electricity usage with clean energy at no extra cost
How it works
1

Connect your Xcel Energy account to Arcadia

Enter your utility account login credentials and preferred payment method to create your free Arcadia account and automatically pay your monthly power bills online through our secure platform.

2

You pay us, we pay your utility

Each month, Xcel Energy sends your bill straight to us. We apply any available credits to lower your Xcel Energy bill and send you one statement. 3 days later, we process your payment and pay Xcel Energy directly. Need to delay a payment? No problem, just contact us.

3

You save time, money, and the planet

We guarantee Xcel Energy is paid on time, help you earn rewards points and mileage with $0 credit card fees, and match 50% of your energy usage with clean energy. All at no cost to you.

Forget fees, earn points and save

Arcadia fee per transaction

$0.00

Example annual breakdown on a $100 power bill
$0
Transaction fees
$24
Cash back on a 2% rewards card
$24
Total annual value
Xcel Energy fee per transaction

$2.90

Example annual breakdown on a $100 power bill
-$35
Transaction fees
$24
Cash back on a 2% rewards card
-$11
Total annual value

TX Energy Mix

When you sign up with Arcadia, we match 50% of your energy usage with clean energy at no extra cost.

TX
TX
Members
Natural Gas
Coal
Petroleum
Nuclear
Renewables
About Xcel Energy

As one of the top oil producing states in the United States, it is no surprise that Texas’ energy consumption is supplied predominantly by natural gas and crude oil. Additionally, two nuclear power plants both equipped with twin reactors supply power to the state (The South Texas Project (STP) near Bay City and the Comanche Peak Nuclear Power Plant Glen Rose, TX.) Because of Texas immense amount of open space and capabilities, Texas was the leading oil-producing state in the U.S. in 2017, producing more than 1/3 of the country’s crude oil. 29 petroleum refineries in Texas were able to process over 5.6 million barrels of crude oil daily, which accounts for a staggering 30% of total U.S. refining capacity. Furthermore, Texas accounts for more than 1/4 of U.S. marketed natural gas production (as of 2016), which makes Texas the leading natural gas producer in the country.

And, for sustainable energy, Texas also leads the nation in wind-powered generation capacity (more than 21,450 megawatts)—with Texas wind turbines cumulatively producing more electricity than both of the state’s nuclear power plants. The state has been progressing towards lowering its reliance on coal, with several coal plants closing to make way for natural gas and other forms of energy to take precedence in Texas’ energy mix.

Plus, enjoy these extra free perks

Automatic savings

Save every month on your bills with our Smart Rate and Community Solar programs.

Renewable energy

We reduce your impact by purchasing renewable energy credits on your behalf from wind and solar farms at no extra cost.

Energy dashboard

Track your bills, impact and savings with your personalized energy dashboard.

Certifications & affiliations
Arcadia is a service provider independent of Xcel Energy and is committed to putting you and the planet first. Arcadia is not affiliated with Xcel Energy and Xcel Energy has not approved this product.